BSA / AML Program Advisory
Risk-based program design, independent testing, gap assessments, customer due diligence, transaction monitoring, sanctions controls and remediation support.
Discuss this service ↗Cross-border regulatory advisory
Global ambition.U.S. regulatory clarity.
We help financial institutions navigate U.S. BSA/AML, OFAC and consumer protection expectations—whether entering the U.S. market, building correspondent relationships or aligning international products with U.S. standards.
Based in Miami
United StatesEuropeCaribbeanLatin America
Who we are
Compliance that travels
with your business.
F&B Compliance, LLC is a Miami-based regulatory consulting firm serving financial institutions across the United States and international markets.
We work as an extension of your team—translating complex U.S. requirements into practical controls, defensible decisions and workable programs. Our focus is not a binder on a shelf. It is a compliance framework your institution can operate, explain and sustain.
01 Listen first02 Build proportionately03 Stay through implementation
Our services
One partner across the
regulatory journey.
From an initial readiness assessment to remediation, training and ongoing monitoring, our work is scaled to the institution, its markets and its risk profile.
OFAC & Sanctions Compliance
Practical sanctions-risk frameworks for cross-border payments, customers, counterparties, products and correspondent banking relationships.
Discuss this service ↗U.S. Market Entry
Regulatory readiness for foreign financial institutions seeking to establish, acquire or expand a U.S. presence—or offer products touching the U.S. market.
Discuss this service ↗Consumer Protection
Product, disclosure and fair-treatment reviews across the U.S. consumer compliance framework, from design and marketing through servicing and complaints.
Discuss this service ↗Correspondent Banking Readiness
Governance, due diligence, policies and evidence packages designed to strengthen applications and ongoing relationships with U.S. correspondent banks.
Discuss this service ↗Training & Regulatory Change
Executive, board and role-specific training, supported by regulatory change assessments and implementation roadmaps tailored to your institution.
Discuss this service ↗Built for cross-border complexity
Your bridge to the
U.S. financial system.
International institutions face a difficult dual mandate: preserve what works in the home market while meeting the expectations of U.S. regulators, banking partners and customers. We help close that gap.
Talk through your market-entry plan →01UnderstandBusiness model, products, jurisdictions and regulatory touchpoints
02AssessCurrent-state controls, gaps, risks and partner expectations
03BuildPolicies, procedures, governance, monitoring and training
04EvidenceReadiness packages, testing, reporting and sustainable oversight
“Good compliance should make sound business possible—not make sound business impossible.”
Our operating philosophyWhy F&B Compliance
Clear advice.
Workable solutions.
Lasting capability.
Right-sized
Recommendations calibrated to your institution, products, footprint and risk—not copied from a generic playbook.
Independent
Direct, defensible advice grounded in the applicable regulatory framework and the evidence available.
Implementation-minded
We connect regulatory expectations to ownership, processes, documentation and testing so the solution survives contact with reality.
Start a conversation
Wherever you operate,
let’s make the path clear.
Tell us what your institution is building, entering or trying to resolve. We will help you identify the regulatory path and the next practical step.
info@fbcompliance.com →